About Us

Our History

a+b=3 was created in Hong Kong in 2005 to help migrant workers overcome their financial challenges, especially over- indebtedness and unsustainable remittances to their families. Very soon, we extended our …

Our Vision

Our vision is to turn money from a problem to a solution. Money is social: when we spend, save, invest or run a business, it impacts others; for us, a …

Community training by A + B = 3 partners

a+b=3 in numbers

1720
Facilitators trained
75810
People trained
240
NGOs reached
310000
Individuals have learned from their peers and families
Our Blog

Latest News

SAHI Training of Trainers

Saving for back-to-school expenses

The last pair of participants of SAHI Training-of-Trainers workshop practised training this morning. They made their beauty salon business example even more realistic by bringing real shampoo bottles, conditioners and …

Practise sessions

More practise sessions

More practise sessions all day today – participants facilitate the training session they have designed to help beneficiaries with one specific issue. There is still too much talking – very …

Arithmetic energiser

Practising facilitating

After reviewing key messages from the days before, SAHI participants calculated how much capital they needed to start a small coconut selling business and live off it. Only one group …