Design training programmes encouraging:

• Problem solving: to positively impact their lives, participants to our programme learn to analyse
  their problems – whether financial or not – and find practical solutions that work for them and
  their family.
• Common sense and critical thinking: we use daily life language and situations and colourful
  pictures to make money less mysterious and build participants’ confidence.
• Ethics and mindfulness: money is a social tool that links people: someone’s income is someone
  else’s expense. Honesty and fairness are more critical to make this world a better place than
  saving or planning.
• Respect: Earning a low income doesn’t mean not being able to manage money. Each programme
  is highly participatory and built from what people already know.
• Role-modelling: we empower social workers, NGOs staff, low income people who then positively
  influence their peers and families.