Home - A + B = 3 : Learning Centre

Turning money from a problem... |...into a solution | A + B = 3 training is practical | A + B = 3 training is human-centred

A + B = 3 designs practical financial education training to help reduce financial vulnerability, debts and stress. We train NGO and school staff to run these training. We support grassroot organisations include money management in their programmes.

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About Us

Banteay Chmar

Our History

a+b=3 was created in Hong Kong in 2005 to help migrant workers overcome their financial challenges, especially over- indebtedness and unsustainable remittances to their families. Very soon, we extended our …

Tot Kenya

Our Vision

Our vision is to turn money from a problem to a solution. Money is social: when we spend, save, invest or run a business, it impacts others; for us, a …

Our Services

Training Consulting for NGOs

Since 2006, we have worked with NGOs and developed hands-on, simple and relevant programmes. Because we are independent from financial institutions, our programmes are not biased and focus on solving …

Learn online

You want to build your own or your staff’s capacity in finance and entrepreneurship. Financially literate NGO staff can make an even bigger difference. When they facilitate a programme on …

Download our training

Together against financial vulnerability: Our two flagship trainings are versatile and a practical and effective way to introduce key concepts of financial education. You can use them with your target …

Community training by A + B = 3 partners

Testimonials

a+b=3 in numbers

2150

Facilitators trained

81300

People trained

260

NGOs reached

325000

Individuals have learned from their peers and families

Our Team

See About – Our Team for more details

Sophie Paine

Founder & Manager | Fondatrice & Gérante

Saorn Ou & Vivodin Chhay

Freelance trainers (Cambodia) | Formateurs indépendants (Cambodge)

Jean Michel Ngoyi

Freelance trainer (RD Congo) | Formateur indépendant (DR Congo)

Ramatoulaye Konteye

Freelance trainer (Senegal) | Formatrice indépendante (Sénégal)

Our Blog

Latest News

money is not magic

Cambodia

A former student… turned facilitator

Since November 2024, money management training for Enfants du Mékong students in Cambodia has resumed at the Dr. Christophe Mérieux Center (Phnom Penh). Students in their first, second, and final …

training madagascar

Generating income to improve handicapped children inclusion in Madagascar

Mr. Joseph Patrick, from the DREN Atsinanana, in Madagascar, whom we trained in 2015, facilitated two training courses for women on how to set up and manage a microbusiness. This …

students' financial education

Cambodia

Building students’ financial skills

Refresher of our updated training aiming at building students’ financial skills at Enfants du Mékong. When students move to Phnom Penh and start university, money is a big challenge: it …

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Contact us:

19 rue du Musée, 13001 Marseille, France

info@aandbmake3.org