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| Reviewing key learning points of day 1 |

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| module 2 on debt |
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| good and bad tips on spending |
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| how we are all inter-connected |
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| real emergencies… |
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| vs real emergencies |
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| practicing prioritising and budgeting |

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| creative review |


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| wrapping up key messages |
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| communication about money between spouse |
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| role play |
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| facts or judgments? |

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| ICS Office in Shinyanga |

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| Christine in ICS office |














