financial literacy pre-assessment Posted on December 3, 2025December 3, 2025 by Admin Welcome to financial literacy pre-assessment You will soon attend a financial education training. Please fill in this quiz (11 questions, 10 minutes). Don't forget to click "Submit" to submit your answers. Thank you in advance! Sophie Paine, a+b=3 www.aandbmake3.org Which picture shows a budget? None What is the difference between buying food and paying one's rent? No difference, both are vital. Food is more important than rent. We need food to live. Rent is fixed and a commitment, unlike food. None My income is USD 250. My rent + bills are USD 80. I spend USD 120 on food, USD 20 on transportation, and USD 20 on other expenses. I plan to spend USD 180 on Khmer New Year + Pchum Ben this year. What do you think? Up to you! Yes, good idea. It does not add up - you will have to borrow money. It is okay to borrow money, holidays are special moments. None Calculate the disposable income in the example above (question 3) (type the number) : I borrow KhR 4,000,000. I have to pay back KhR 188,000 for 24 months. How much interest do I pay in total? (you can use a calculator) I borrowed USD 1,000 and I pay a monthly instalment of USD 47. Look at the numbers in question 3, what is the impact of my loan to my other expenses? I can't save for New Year and Pchum Ben any more. I can't save for the festivals, and have to cut other expenses and food by 37 USD. I should be more careful with other expenses. None I have an emergency expense and no savings. I ask my aunt for help. What do you advise me to do? (tick all that applies) Your aunt may need this money for something else. Write an agreement on when and how much you will pay her back. Buy her a nice present to thank her. Thank her and remind her family is here to help. You are going to get your first salary! Which sentence do you agree the most with? I can finally buy the things I want. I will be able to support my parents and siblings. I should plan how to use it before spending. I will save as much as possible for myself. None When I buy new clothes,… (tick the sentence you most agree with): I feel a new person in these new clothes. I can't wait to wear them and show my friends. I think twice: who made them, which resources were used. None Money is a transaction tool. Can you explain what this means? What do you want to learn during the financial literacy training? Click on 'submit'. Time's up
