Survey – Needs assessment Posted on November 26, 2025November 26, 2025 by Admin Welcome to Survey - Needs assessment Thank you for agreeing to complete this confidential and anonymous questionnaire (34 questions, 10 minutes). There are no right or wrong answers; please answer as honestly as possible. Our goal is to assess the financial situation of your community and determine the interest in money management training. In short, to make money a solution, not a problem. Don't forget to click "Submit" to submit your answers. Thank you in advance! Sophie Paine, a+b=3 www.aandbmake3.org In which city do you live? How old are you ? 17 years old or less 18 à 25 years old 26 à 29 years old 30 à 39 years old 40 à 49 years old 50 à 59 years old 60 years old or more None What is your marital status? Single In a relationship Married Divorced/separated Widow None Number of family members living with you (including yourself): adults: children: What are the two biggest problems you face? Health problems Family relationship problems Money problems Discrimination / lack of respect towards me Handicap No work Violence Other (please specify) How would you rate your financial situation on a scale from very good to very bad? Very bad Very good Tick 3 to 5 sentences that best describe your current financial situation: I am satisfied with my financial situation. I don't know how much money I have. I don't have much money but I manage to get by. I have trouble controlling my spending. I'm always short of money. I have debts. I often have unexpected expenses. The holidays/festivals cost us a lot of money. I don't decide how to use the money. Our income does not cover basic living expenses (food, housing). My spouse spends too much. My children cost me a lot of money. Other (please specify) Have you ever skipped a meal due to lack of money in the past month? Yes, several times Yes, once No Don't know None Does your financial situation have an impact on: Tick all that applies to you. your relationship with your spouse? your relationship with your children? your relationship with other family members or relatives? your children's education? your health? your work? other (please specify) What are your sources of income? (Tick all that apply) My salary (paid employment) My spouse's salary (paid employment) Incomes from my business Income from our field/livestock Incomes from my spouse's business Money from family/relatives Other (please specify) Who is the main financial provider for your family? Me My spouse Both my spouse and me My parents My children Other (please specify) None How often do you receive your income (from all sources)? Every day Once or several times a week Several times a month Once a month Several times a year Once a year Irregularly Other (please specify) None In the following questions, we will ask you for amounts. Please specify your currency: What is the average amount you earn? (Please provide either a range or an average amount: for example, if you earn 5,000 per week, answer: 5,000 per week) If you have a small business (trade, crafts, agriculture…), do you know if you are making a profit? Yes No Don't know I don't have a small business None If you have a small business (trade, crafts, agriculture, etc.), who are your customers? Tick all that apply. Neighbours, family/relatives Regular clients outside my circle of acquaintances Walk-in customers Online customers Customers on the market Customers in nearby cities/towns Other (please specify) What are your 5 biggest expenses? Food Housing Phone/internet Transportation Education Bills (electricity, water...) Health Leisure / going out Clothers Hygiene Other (please specify) How much do you spend on your main expenses (specify the frequency: for example: food: 1,000/day; rent: 30,000/month, etc.)? Housing: per Children's Education: per Food: per Transportation: per Electricity, Gas, Water…: per Telephone / Phone Cards: per Celebrations / Parties: by Debt Repayment: per Healthcare: per Beauty and Hygiene Products: per Clothing: per Leisure: per Vacation: per Charity / Other Support People: per Repairs, maintenance expenses: per Other: per Which expense is the most difficult to control? Food Housing Phone/internet Transportation Education Bills (electricity, water...) Health Leisure / going out Clothes Hygiene Other (please specify) None When you don't have enough money, what do you do? How many times a day do you think about your financial situation? all the time often seldom never None Do you (or your family) have any debts? No Yes I don't know None If you have debts, why did you have to borrow? Medical emergency To pay back another debt Ceremony Big purchase (phone, vehicle, equipment…) Repairs (house, vehicle…) To buy food School fees Other (please specify) I don't have debts. If you have debts, who do you owe money to? I don't have debts. to my parents to a family member (other than parents) or a relative to my friends to the bank to money lenders Other (please specify) None Do you have any savings? No Yes I don't know None How often do you manage to save? each time I earn an income every month a few times a year once a year sometimes (not every year) never None If you had to pay for an urgent medical expense, where would you find the money to pay for it? (tick 1 to 3 answers) Our savings Ask the family for money Request a salary advance from my employer Ask the tontine Loan from a savings bank Borrowing from a lender Loan from a bank Other (please specify) What techniques do you use to manage your money? Do you have Tick all that you have a bank account a bank card digital money on a phone app a savings account insurance One or more investments with a financial institution money in a tontine (collective savings) Who makes the decisions about money in your family? Me alone My spouse My spouse and me together Other (please specify): None Is it easy or difficult for you to discuss and negotiate financial matters? (from 1 (easy) to 5 (difficult) N/A = does not apply) Discussing a large purchase with your spouse Getting your children to spend less Asking a family member for more time to pay off a debt Obtaining a loan from a bank/MFI Asking a question to a bank/MFI employee Getting what you want when buying or selling Would you like to participate in a training course on the following topics? Tick 1 to 3 topics that interest you most: How to manage expenses Discussing money with your spouse How to save How to generate income How to get out of debt Educating your child about money Understanding financial products How to manage a micro-business I don't want to attend a training session. Other topic (please specify): How would you like to learn? Face to face training Personal counselling Videos on social media Online course Paper leaflet Chat group Other (please specify) Other comment? Click on 'submit'. Time's up
