Budgeting made easier: spending limit
Using picture cards and toy banknotes makes budgeting and prioritising easier. For example, give a daily income to each group using toy banknotes, and 5 or 6 cards of usual expenses (various food, …
Reflections on parenting and leadership
As I read an article sent by a friend on how to help our children grow as leaders, I wondered what “leader” means? What would a world full of “leaders” …
Taking an educated purchasing decision
In a consumer society taking a purchase decision does not stop at the shop and whether to buy or not, and what to buy. It goes well beyond and includes …
Embed financial education in other programmes
Financial education programmes for your clients Your target group is struggling to pay yearly expenses. Every year, most of them borrow from informal lenders to be able to pay for …
Using stories
Bopha is married and has two children. She grows vegetables and makes baskets. Today, Bopha wakes up first, prepares the breakfast. She checks how much money she has left. She …
Finance in pictures: reflection over ten years of financial education
Reflections over 10 years of financial education: an exhibition was shown in Hong Kong and Phnom Penh in 2015 and Kinshasa in 2016 to challenge our views on finance in our lives. This exhibition is now available online: …
Critical thinking and mindfulness
Last November we triggered a long silence in our usually lively training room using cards printed on both sides (like the one displayed here): university students had just done their …
NGO: step by step guide to include financial literacy in your programmes
What do you want to achieve with your financial education project? Defining clear goals will make your project focused, measurable… and successful. For example, if your target group is heavily indebted, focusing the programme on …
Make a quick and lasting impression: use pictures
At home, in the streets, in our cupboards and on our screens, our landscapes are filled with advertising: pictures nudging us to buy this, eat that or use this service: …
Reverse the knowledge balance: your clients already know a lot about money
Today, Mr. S., farmer and father of three, is attending a financial literacy workshop. As the facilitator introduces himself, Mr. S’s mind wanders. He left his wife and eldest son …