First day of our TOT focusing on helping vulnerable families, in Phnom Penh, with our partner ICS-SP at Vipassa:
1) What is financial education and what does it aim to?
1) What is financial education and what does it aim to?
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Matching problems and solutions |
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Matching problems (financial or others) with solutions … |
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… which helps define what financial education is about, and… |
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… stress the importance of needs assessment. |
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reflection on short term solution vs. prevention |
2) Empathy
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Small shop game: building empathy … |
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…and understanding the difficulties faced by families who live on a small business income. |
3) Experiencing our module on debt, which is a major issue for most families (poor or less poor) in Cambodia:
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Story: why do we have debts? |
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Impact of debt on other expenses – We also discussed how debts grow, and the impact of debt on others. |
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Getting out of debt, step by step. We started with an easy step by step process: a journey |
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then applied the same step by step approach to paying back debt |
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Budgeting to pay back debt |
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Avoiding debt: matching reasons for debt and prevention |